To empower seniors and other people on Medicare to make educated health coverage decisions.
Since 1984, MMAP (Michigan Medicare/Medicaid Assistance Program) has provided free education and personalized assistance to people with Medicare and Medicaid, their families and caregivers.
Starting January 1, 2018, Medicare will offer insurance coverage for prescription drugs to all people with Medicare.
All individuals entitled to Medicare Part A and/or enrolled in Medicare Part B can enroll in a Medicare Prescription Drug Plan (Medicare Part D) beginning November 15, 2005. The drug benefit, the first major change to Medicare since in was enacted in 1965, was added to the program by the Medicare Prescription Drug, Improvement, and Modernization Act of 2003 (MMA).
The way the benefit works is CMS contracts with private companies offering prescription drug plans (PDPs). The plans negotiate discounted prices for drugs on behalf of their enrollees. Insurance companies and other appropriate organizations bid to serve as prescription drug plans.
People with Medicare can also receive drug benefits through their other Medicare health plan or Medicare Advantage plan (MA-PD) if they are enrolled in one. Some employers and unions may also provide coverage to people with Medicare.
Medicare prescription drug coverage is helpful, especially for those who currently don't have coverage for their prescription drugs. A MMAP trained volunteer counselors will work with you in reviewing your prescription drug needs and beginning October 1, 2005 in assisting you in selecting a Prescription Drug Plan (PDP). Call 1-800-803-7174 to reach a MMAP volunteer counselor within your community.
Since this is new, it's key that people with Medicare understand these important points...
Beginning January 1, 2006, Medicare Will Provide Drug Coverage That:
A person must enroll in a plan (PDP or MA-PD) to get Medicare prescription drug coverage. To learn more go to www.medicare.gov
Be aware that help understanding Medicare Prescription Drug Coverage and other aspects of Medicare are free. Always be careful to whom you give your personal information. When protecting your identity the best motto to follow is
When in doubt...Dont give it out.